Find and Compare the Lowest Pet Insurance Rates Today

Discover the most competitive rates for pet insurance in one central location. We’ve evaluated and assembled the top pet insurance carriers, aggregators and brokers in the industry, making it easy for you to find trusted providers offering pet insurance in the United States. 

Last Updated: Jul 31, 2025

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1
Embrace Pet Insurance
Very Good 3.5/5
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Embrace Pet Insurance

  • ✔ Comprehensive accident, illness, dental, and wellness coverage for peace of mind
  • ✔ Flexible customizable plans with multiple deductible and reimbursement options
  • ✔ Healthy Pet Discount Program lowers premiums up to 10% after claim-free years
  • ✔ Covers exam fees, chronic and hereditary conditions, and dental illnesses
  • ✔ Optional Wellness Rewards add-on reimburses vaccinations, grooming, and training
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2
Pumpkin
4.5/5
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Pumpkin Pet Insurance

  • ✔ Expedited claim reviews with payments in as little as 15 minutes for critical care
  • ✔ Covers hereditary and chronic conditions with flexible reimbursement options
  • ✔ No upper age limits or breed restrictions, welcoming all pets
  • ✔ Multi-pet discounts and comprehensive preventive care coverage options
  • ✔ Highly rated with a 98% vet recommendation rate and strong customer satisfaction
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3
Lemonade
Very Good 4/5
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4
ASPCA Pet Health Insurance
Very Good 4/5
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